Phoenix DUI Lawyer Blog

If you get an Arizona DUI conviction of any kind, according to AZ DUI Law, you must provide verification of what is known as "SR22 insurance". This provides proof of financial responsibility. The SR22 is mandatory after your Arizona DUI conviction and following the court ordered Arizona license suspensions.

You must carry SR22 insurance for three years a minimum period of three years. If you cancel after getting the policy, the insurance company is required to notify the MVD upon cancellation of your SR22 insurance. This insurance is basically a high risk insurance policy where you are required to show proof of financial responsibility to the MVD in the form of an SR22 filing. An SR22 filing will be provided to the MVD by your SR22 insurance provider.

If a lapse occurs, the Arizona MVD will immediately suspend or revoke your driver's license again, and you will have to go through the process of having your insurance provider file another SR22 form with the MVD before they will reinstate your license.

An AZ drunk driving conviction will not automatically require the SR22 insurance. You should be exempt from SR22 insurance entirely, if:

1. Arizona MVD upholds the Administrative Per Se suspension of your driver's license prior to being convicted of the DUI; or

2. Arizona MVD voids the Administrative Per Se suspension and the DUI charges are dismissed or reduced to a non-DUI offense.

If the AZ MVD voids the Administrative Per Se suspension and subsequently suspends your drivers' license based upon an AZ DUI conviction, you must then carry the SR22 insurance as a condition of reinstating and maintaining a valid driver's license.

The cost of SR22 insurance can vary greatly from one insurance company to the next. So it is important that you get a variety of multiple quotes from different insurers so that you obtain the can obtain the lowest rates possible. Regarding obtaining these quotes, your Arizona DUI Defense Attorney will caution you to provide only general information to the Insurance Company needed for the quote, to protect your privacy. Once you select an Insurer, an experienced AZ DUI Lawyer will also suggest that you provide only information they specifically needed to issue the SR22.

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